The next article is an op-ed by Debra Nita, Affiliate Director, Head of Development
The subsequent crypto breakthrough received’t come from a whitepaper or guarantees to “revolutionize finance.” It’s going to emerge from one thing easier, extra human. Like NFTs, gaming and decentralized finance (DeFi) took off in retail reputation in 2021-22, the present bull market is ready for brand new killer apps to emerge.
Regardless of being seen as frivolous, memecoins are a primary instance of a killer crypto app, and so they reveal a blueprint ignored by “severe” crypto initiatives. This was evident in not too long ago common tokens like $TRUMP and $MELANIA. A survey discovered that 14% of Individuals – one in seven – invested in $TRUMP. This isn’t simply hypothesis – it’s mass onboarding.
The killer use instances that drive retail adoption aren’t about fixing essentially the most complicated issues. As a substitute, they faucet into common human feelings and habits. These needs to be guiding rules for initiatives that intention to develop into the following killer crypto app.
Overlook Utility, Assume Social Phenomenon
The most well-liked crypto use instances all the time transcended their technical origins to develop into cultural phenomena. Bitcoin began as a peer-to-peer digital money system however later grew within the public’s creativeness as a logo of monetary sovereignty and insurrection towards conventional techniques.
The $TRUMP and $MELANIA crypto tokens present how Donald and Melania Trump develop into cultural icons past politics. Chainalysis revealed that fifty% of $TRUMP and/ or $MELANIA token holders had by no means purchased a Solana altcoin earlier than, and 83% of customers held lower than $1,000 in Solana property. These tokens primarily attracted a big group of retail customers into the world of crypto for the primary time, on the again of Trump and Melania’s reputation.
The trade has promising killer apps on its horizon. The TON and Telegram combo present indicators of promise because of their social relatability. Leveraging their mobile-first, social ecosystem to remodel mini-apps (significantly GameFi ones), they’ve garnered some success in mixing Web2 usability with Web3 utility. Whereas the present TON gaming apps could also be critiqued for simplicity, Telegram’s distribution (950M+ customers) presents a viral launchpad if builders prioritize emotional engagement alongside token rewards.
If TON and Telegram can faucet into the emotional structure that makes gold-standard video games like Grand Theft Auto a social phenomenon, they may simply develop into crypto’s subsequent killer use case.
Likewise, founders constructing retail apps ought to ask themselves “Can what we’re constructing provoke a big group of customers to rally behind it?” and “What about our challenge might make it a family identify, and excite each consumer to share it with their buddies?”
So Simple Grandma Would Perceive
A killer use case is intuitive and simple to make use of. Shopping for $TRUMP doesn’t require understanding sensible contracts, liquidity swimming pools, or consensus mechanisms. It’s so simple as downloading a pockets, swapping some SOL, and becoming a member of within the enjoyable. This low barrier to entry is essential for retail adoption.
Throughout the 2024 U.S. presidential race, Polymarket – a prediction market the place folks guess on real-world occasions, like guessing who will win an election – exploded in reputation. Almost 1 million new customers might simply be a part of because the steps to take part have been easy – obtain the app, enroll with Google, deposit USDC via an alternate, and guess on a query (e.g., “Will Candidate X win?”).
This simplicity displays a rising pattern in crypto: beginning with the end-user expertise relatively than letting infrastructure dictate the expertise.
We’re seeing this shift towards simplicity via initiatives like Base and Hyperliquid. Messari’s Annual Crypto Theses 2025 report confirmed that Base (constructed by Coinbase) simplified shifting funds from exchanges to blockchains with one-click performance, onboarding thousands and thousands. Equally, Hyperliquid’s perpetual decentralized alternate (DEX) noticed huge traction by simulating the buying and selling expertise of main centralized exchanges (CEX) like Binance – user-friendly and cost-efficient whereas making certain asset possession.
Whereas CEXes have been an important onboarding car within the final bull run as a result of ease of changing fiat into crypto, DEXes might see an explosion in reputation this cycle. With seamless on-ramping bettering in 2025, decentralization via onchain buying and selling might develop into much more mainstream because of its growing ease of use.
The Larger, the Higher
Community results drive exponential worth in platforms the place utility will increase with every new participant. Bitcoin’s energy as a retailer of worth and medium of alternate grows with every new adopter.
The memecoin sector’s explosive progress from $20 billion to $120 billion in 2024 validates this thesis. As extra customers be a part of ($TRUMP had 11 billion at its highest, turning into the 14th-largest by market capitalization throughout the crypto sector), the community turns into extra beneficial, attracting extra contributors – creating a robust suggestions loop of progress and cultural relevance.
Wanting forward, stablecoins are altering the funds trade by providing cheaper, sooner, and extra accessible options to conventional centralized cost techniques. In 2024 alone, over 28.5 million customers accomplished 600 million stablecoin transactions, exhibiting their world adoption.
A key driver of this adoption might be US curiosity in sustaining Greenback dominance via USD-denominated stablecoins. A latest government order by the Trump administration prohibits the event of a central financial institution digital forex (CBDC) within the U.S., positioning Greenback-backed stablecoins as the first digital illustration of the U.S. greenback.
Stablecoins might be the following killer crypto app because of their community efforts. The extra they’re used for funds, the extra they are going to be used. Stablecoins might develop into the first alternative for the digital Greenback, reworking the monetary panorama whereas anchoring US financial affect.
The Blueprint for Retail Adoption
Challenges stay together with regulatory uncertainty and lack of implementation of insurance policies, technological complexities in scaling, and an present hole within the social legitimacy of crypto.
Regardless of these challenges, initiatives ought to concentrate on the human component – designing experiences that make customers really feel like part of a cultural phenomenon, have simplicity at their core, and emphasize the creation of community results. Retail initiatives that succeed on this bull run would be the ones that perceive and implement this blueprint.